F
Finly
Get the app
AI-first money tracking

Your finances.
Finally under control.

Not another form to fill. Just tell Finly what you spent — it handles the rest.

spent 200 on lunch, coffee↵ logged
No bank linking1 month freeWorks on any device
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Finly
9:41
coffee 4, grabbed lunch 220, petrol 80
Logged 3 expenses. You're ₹140 under your food budget this week.
Coffee₹4
Lunch₹220
Petrol₹80
tell Finly what you spent…
Built in the open

No fabricated testimonials. Just a product that does exactly what it says.

~3sec

to log an expense — type it the way you'd say it out loud.

0 linked accounts

Finly never connects to your bank. You type, it tracks. Nothing more.

100% yours

Export everything or delete your account, any time, no questions.

Why Finly exists

Budget apps don't fail because you're bad with money. They fail because of the form.

Title. Amount. Category. Payment method. Submit. Every expense app starts the same way — and by day three, most people think "I'll add it later"and never come back. That's not laziness. It's friction. And friction kills consistency, which is the only thing that makes tracking work.

I built Finly because this happened to me — for years, tracking on a Notion spreadsheet before giving up every month. This app is what I wish had existed.

— Navayuvan, founder
The old way

Open app → Fill form → Submit → Repeat

Title, amount, category, payment method — every single time. Tedious by design.

The Finly way

Open app → Say what you spent → Done

"spent 40 on lunch and 15 at petrol" → auto-categorised, logged, budget updated.

Less friction means more consistency. More consistency means real financial clarity.

What it does

That's why we built Finly.

An AI-first finance app that removes friction at every step — so staying consistent actually feels easy.

Just say what you spent

Type plainly and Finly auto-categorises it, logs it, and shows you how your budget is looking. Bulk or one by one. Plain English or shorthand — however you remember.

you coffee 4, grabbed lunch 220, petrol 80
finly all logged in seconds

Ask, create, manage — all from Finly

The AI copilot isn't just for questions. Set budgets, create categories, review spending, get advice — all through natural conversation. No menus. No forms.

you set my food budget to ₹6,000
finly done — you're at 52% this week.

Get warned before you overspend

Finly watches your budgets and flags you when you're getting close — not after you've already crossed the line. Stay ahead of your spending, not behind it.

finly you've used 80% of your dining budget with 12 days left.

Smart budget reallocation

It's the 28th. Your travel budget is untouched. Finly notices — and asks if you have travel plans. If not, it offers to move that money to where you actually need it.

finly no travel plans? want to move ₹3,000 from travel to food for the rest of the month?

Because you're not bad with money.

You were just using tools that made it too hard to stay consistent.
How it works

Simple by design

01

Set your monthly budgets

Tell Finly your budget categories — food, travel, entertainment, whatever fits your life. Takes 2 minutes, and you can do it all through the copilot.

02

Tell Finly what you spend

Whenever you remember — in plain English, shorthand, bulk or one by one. "spent 40 on lunch, coffee 4, groceries 350." Finly handles the rest.

03

Let Finly think for you

It categorises, tracks, alerts you before overspending, and rebalances your budget when life shifts. Financial clarity without the mental load.

On the web too

Powerful on web too.

The same Finly, with room to breathe. Full dashboard on any larger screen.

web.finlyhq.app
Navayuvan S. 👋JUN 2026
₹24,773of ₹56,750 left this month
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Over budget on Bills by ₹1,200. Travel unused — move some across?
Bills & Subscriptions↑over₹13,200 / ₹12k
Food₹6,310 / ₹9k
Travel & Fuel₹980 / ₹6k
Your data, your rules

Privacy isn't a feature. It's the foundation.

Finly is built from the ground up to protect your financial privacy.

No bank access

Finly never connects to your bank or asks for credentials. You stay in full control of what it knows.

No data selling

Your financial data is yours alone. We don't sell, share or monetise it. Ever.

Full data export

Export every expense, budget and category any time — your data is never locked in.

Delete any time

One tap deletes your account and every trace of your data. No retention, no dark patterns.

Pricing

Simple, honest pricing

Smarter than traditional budget apps. Less than half the price.

Traditional budget apps

$10/mo

and you still do all the typing.

  • Manual expense entry
  • Budget tracking
  • AI copilot
  • Conversational expense logging
  • Smart budget reallocation
1 month free

Finly

$5/mo

or $50/yearsave 17%

  • Conversational expense logging
  • Budget tracking & forecasting
  • AI copilot — ask, create, manage
  • Proactive overspend alerts
  • Smart budget reallocation
Get started free

Free for 1 month during early access. After that, $5/month or $50/year. If pricing ever changes, early users are informed first and treated fairly.

No surprise charges Told before anything changes Cancel anytime
Common questions

Frequently asked questions

Does Finly connect to my bank account?+

No. Finly never links to your bank or asks for credentials. You tell it what you spent, and it tracks from there — which is exactly why your data stays private.

What happens after the free month?+

You move to Finly at $5/month or $50/year. You'll always be told before anything changes, and you can cancel any time. Early users are informed first and treated fairly.

How is my data secured?+

Your financial data is yours alone — never sold, never shared. You can export everything or delete your account and all its data with a single tap, any time.

Do I have to log every expense manually?+

You type what you spent, but you do it the way you'd say it out loud — "coffee 4, lunch 220" — and Finly categorises and logs the rest. It takes seconds, not a form.

Which platforms does Finly support?+

Finly is a progressive web app — open it in any browser on any device, and install it to your home screen for a full app experience. No app store needed.

Get started

Try it with your next grocery run.

Just say what you spent. See what it feels like when tracking your money doesn't feel like work.

groceries 1240, auto 60↵ logged

Works on any device — install it to your home screen for the full app experience.